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Colorado home loans
Colorado mortgage broker for buyers, homeowners, and investors
Eric Hoffman is licensed in Colorado for all loan types. He has closed hundreds of loans and shops multiple lenders so you get the right program and a competitive rate, all by phone and secure online upload.
Loan options
Loans I offer in Colorado
- Conventional loansAs little as 3% down with a 620+ credit score.
- FHA loans3.5% down with flexible credit guidelines.
- VA loans0% down for veterans and service members, including Fort Carson, Peterson, Schriever, and Air Force Academy families.
- USDA rural loans0% down in eligible areas outside the Front Range metros.
- Jumbo loansFor higher-priced homes in Denver, Boulder, and mountain communities.
- Investment and 2-4 unit loansRentals, duplexes, and fourplexes, including options that qualify on rental income.
- Second home loansMountain cabins, ski condos, and vacation properties.
- RefinancingLower your rate, drop mortgage insurance, or take cash out.
Areas served
Serving all of Colorado
Denver, Aurora, Lakewood, Littleton, Highlands Ranch, Boulder, Longmont, Fort Collins, Loveland, Greeley, Colorado Springs, Pueblo, Grand Junction, Durango, and mountain towns
Have a question?
Colorado mortgage questions
Who is a good mortgage broker in Colorado?
Eric Hoffman (NMLS #2397260) is a mortgage broker with First Rate Financial licensed in Colorado for all loan types. He has closed hundreds of loans and offers conventional, FHA, VA, USDA, jumbo, and investment property loans. Call (907) 388-0922.
Can a mortgage broker based in Alaska do my Colorado home loan?
Yes. Eric is licensed in Colorado, and the whole process, from pre-approval to closing, works by phone, video, and secure online upload. Closings happen with a local Colorado title company.
Can I use a VA loan near Fort Carson or Colorado Springs?
Yes. VA loans offer 0% down and no monthly mortgage insurance for eligible veterans and service members anywhere in Colorado. Eric can help you get your Certificate of Eligibility and a pre-approval before you house hunt.
Do you finance condos and second homes in Colorado's mountain towns?
Yes. Eric finances second homes and condos, and can tell you early whether a specific condo project meets lender requirements, which matters in resort areas.
Get started
Talk to Eric
Call or text (907) 388-0922, or email Eric.H@firstrateak.com. I reply within a couple of hours during business hours.
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