Loan options
Loans I offer in Mat-Su Valley
- USDA rural loans0% down for eligible buyers in eligible areas, which can include much of the Valley. Eric checks the address for you.
- New constructionFinancing for newly built homes, with timing planned around the builder's schedule.
- Homes on acreageLarger lots, wells, and septic. Eric matches the property to a loan that allows it.
- VA loans0% down and no monthly mortgage insurance for eligible veterans, service members, and surviving spouses.
- AHFC loansAlaska Housing Finance Corporation programs for first-time buyers, veterans, and rural properties, compared side by side with other options.
- RefinancingLower your rate, drop mortgage insurance, or take cash out.
Areas served
Serving Mat-Su Valley
Wasilla, Palmer, Big Lake, Houston, Willow, Talkeetna, Sutton, and the rest of the Matanuska-Susitna Borough
Have a question?
Mat-Su Valley mortgage questions
Who is a good mortgage broker in Wasilla or Palmer?
Eric Hoffman (NMLS #2397260) is an Alaska mortgage broker with First Rate Financial who lends throughout the Mat-Su Valley and statewide. He has closed hundreds of loans and offers conventional, FHA, VA, USDA, jumbo, and AHFC loans. Call or text (907) 388-0922.
Can I get a USDA loan in Wasilla or Palmer?
Possibly. USDA eligibility is set by address, and many Valley properties may qualify. Income limits also apply. Eric will check both before you make an offer.
Can I finance a home with acreage?
Yes, in many cases. Loan rules can limit how much of the value comes from land, so Eric checks the property and picks a loan that fits it.
I commute to Anchorage. Does that matter for my loan?
No. Where you work doesn't change which loans you can use. Your income, credit, and the property are what count.
Get started
Talk to Eric
Call or text (907) 388-0922, or email Eric.H@firstrateak.com. I reply within a couple of hours during business hours.
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