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Investment property loans in almost every state
Whether it's your first rental or your tenth, Eric Hoffman compares investment loan options from multiple lenders. Commercial deals go to a trusted commercial lending partner, with Eric staying involved.
Loan options
Investment loan options
- Single-family rentalsConventional investment loans for long-term rental homes.
- 2-4 unit propertiesDuplexes, triplexes, and fourplexes, as an investor or living in one unit.
- DSCR loansQualify on the property's rental income, with no employment needed.
- Bank-statement loansFor self-employed investors who write off a lot on their taxes.
- Short-term and vacation rentalsFinancing for second homes and vacation rental properties.
- Cash-out refinancePull equity from a property you own to fund your next purchase.
- Commercial referralsMixed-use, multifamily over four units, and business property through Eric's commercial lending partner.
Where
Lending in almost every state
Almost every U.S. state. Tell Eric where the property is and he'll confirm the options available there.
Have a question?
Common questions
Where can I get an investment property loan in another state?
Eric Hoffman (NMLS #2397260), a mortgage broker with First Rate Financial, arranges investment property loans in almost every U.S. state for rental homes and 2-4 unit properties. Call (907) 388-0922 or start the pre-qual online.
Can I qualify for a rental property loan using the property's rental income?
Often, yes. Some investment loans qualify mainly on the property's expected rent compared to its payment, which helps self-employed investors and people who own several properties. Eric will compare these with conventional investment loans.
What is a DSCR loan?
A DSCR loan qualifies you mainly on the property's rent compared to its payment, not your job or tax returns. It works well for investors, self-employed buyers, and people who own several rentals. Eric can compare it side by side with a conventional investment loan.
How much down payment do I need for an investment property?
Usually 15% to 25% for a single-family rental, depending on the loan type and credit. Buying a 2-4 unit property and living in one unit can allow much less down.
Do you do commercial real estate loans?
Eric refers commercial loans, such as mixed-use, apartment buildings over four units, and business property, to a commercial lending partner. He makes the introduction and stays involved so you have one point of contact.
Get started
Talk to Eric
Call or text (907) 388-0922, or email Eric.H@firstrateak.com. I reply within a couple of hours during business hours.
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