InvestingHow to Buy a Duplex, Triplex, or Fourplex and Live in One UnitYou can buy a 2-4 unit property with owner-occupied financing, as little as 0% to 5% down, if you live in one of the units. Lenders can count part of the other units' rent toward your income.
AlaskaAHFC Loans Explained: Alaska Housing Finance Corporation ProgramsAHFC is Alaska's state housing finance agency. It offers home loan programs for first-time buyers, veterans, and rural properties through approved lenders. Eric Hoffman offers AHFC loans and compares them side by side with conventional, FHA, and VA options.
QualifyingGetting a Mortgage with Self-Employed or Seasonal IncomeSelf-employed and seasonal workers can get a mortgage. Lenders usually average two years of income from your tax returns, so the key is documentation and planning before you apply.
InvestingHow to Finance an Investment Property in Another StateYou can finance a rental in almost any state without living nearby. Expect 15% to 25% down, solid credit, and cash reserves. Eric Hoffman arranges investment property loans in almost every U.S. state.
VAVA Home Loans in Alaska, Idaho, and Colorado: How They WorkA VA loan lets eligible veterans, service members, and some surviving spouses buy a home with no down payment and no monthly mortgage insurance. Eric Hoffman offers VA loans across Alaska, Idaho, and Colorado and compares them side by side with other options.
Alaska city guides
AlaskaAnchorage home loansBuying in Anchorage, Eagle River, or Chugiak? Eric Hoffman compares loans from multiple lenders so you see your real options side by side, then underwrites up front so your offer is strong.
AlaskaFairbanks home loansFrom Fort Wainwright and Eielson families to cabins off the road system, Eric Hoffman compares loans from multiple lenders and checks the property early so there are no surprises at appraisal.
AlaskaMat-Su home loansMore room, more land, and new homes going up. Eric Hoffman compares USDA, VA, conventional, and AHFC loans for Valley buyers and checks the property early, including acreage and new builds.
AlaskaJuneau home loansEric Hoffman's office is at 3030 Vintage Blvd in the Mendenhall Valley. He compares loans from multiple lenders for Juneau buyers, homeowners, and investors, and underwrites up front so your offer is ready when the right home comes up.